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Guernsey Home Loans

With effect from 25 September 2018, we will no longer offer further advances to existing customers in Guernsey.

Whilst we will not accept further advance requests, we will continue to offer product transfers through our Choices scheme to eligible borrowers.

For more information, please read our further advance FAQs.

With effect from 28 July 2017, we no longer lend to new customers in Jersey and Guernsey.


Following the decision made by the Monetary Policy Committee to increase the Bank of England base rate, we have decided not to change our Guernsey Home Loans Residential and Buy To Let Standard Variable Rate (SVR) or our discounted Standard Variable Rates for existing customers.

However, if you have a Tracker mortgage with us that is linked to the Bank of England base rate then your payments will change. We will write to you confirming your new monthly payment before 10 September 2018. Please read FAQs here.

Whilst we will not accept new loan requests, we will continue to offer product transfers through our Choices scheme, as well as further advances for existing eligible borrowers.

We will also look to support residential customers that wish to transfer their mortgage to a new property.

If you require any further information, please contact your Business Development Manager in the first instance.

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